Finance Operations runs your books and reporting every month. Capital Desk supports you through a loan, a sale or an acquisition. Prices are published up front, and the price you agree is the price you pay.
Your finance function, run every month for a flat fee. Each tier includes everything in the one before it.
Sanctum Speed
Reachable 7 days a week
Urgent items within 24 hours
On time or 20% off
Tier 1 · Bookkeeping
Insight
a month, tailored quote after a first look at your books
We do your books every month, so you know where you stand without spending evenings on them.
Accrual books and bank reconciliations
Monthly P&L, balance sheet and cash flow by business day 15
Need it sooner? Fast Close gets you numbers by business day 10
Only need quarterly books? Ask about a lower-cost quarterly option
Monthly 30-minute call or a recorded walkthrough
Owner scorecard, low-cash alerts and a year-end pack for your CPA
Prepared for you and reviewed by Sanctum before it reaches you
Tier 2 · Controller
Foresight
a month, bookkeeping included
Controller reporting and cash forecasts, without hiring a controller.
Everything in Insight
Fast Close included: weekly books, full pack by business day 10
13-week cash forecast, updated monthly
Covenant and DSCR tracking with a lender reporting pack
60-minute monthly review call
One free Snapshot a year
Tier 3 · Finance partner
Oversight
a month
Budgets, lender packs and help with the big decisions.
Everything in Foresight
Cash update every Monday
Annual budget and quarterly reforecast
Board or lender pack and a capital plan
Weekly 30-minute call plus a monthly wrap-up
One free Snapshot every 6 months
Setup fee: $1,000 on agreements shorter than 6 months. Waived on a 6 or 12-month agreement, or after any Capital Desk work.
Extra service · Books catch-up
Hindsight
From
$300
per month of books · minimum 6 months
If your books are behind, we bring them up to date on an accrual basis, ready for your CPA or a lender, then hand over to Insight or your own bookkeeper.
Catch-up and clean-up to accrual, reconciled to the bank
QuickBooks or Xero set up from scratch, or moved over from your current system
Fixed quote after a review of your files
Setup fee waived if you move onto Insight within 60 days
Fees are flat and monthly, with no hourly overage. Pay annually on any tier and save 10%. This saving can’t be combined with our founding-client offer. There’s a 3-month minimum, then 30 days’ notice. Every deliverable is on time or 20% off, provided your data arrives on time.
Support for one loan, sale or acquisition at a time. Each tier covers one phase of the deal, and you can start at the phase you’re in.
Tier 1 · Deal snapshot
Snapshot
$1,000
fixed fee · 5 business days
How your business looks to a buyer or lender, before you approach one.
Revenue and margins against your industry
Debt capacity, and what an SBA-backed buyer could pay
Indicative value range, for discussion only
The value gap in dollars, and the questions buyers and lenders will ask
Fee credited to your next step within 6 months
Tier 2 · Deal readiness
Strengthen
$3,500
fixed fee · 15 to 20 business days
We fix the gaps that would cut your price or risk a loan, before a buyer or lender finds them.
Recast P&L with documented add-backs and an evidence binder
Working capital review, 13-week cash and a 24-month forecast
Lender package, sale pack, or LOI model and loan package, depending on your deal
A 60-minute rehearsal of the buyer’s hard questions
Lender questions answered free until the credit decision
Tier 3 · Live deal support
Strike
$5,000
a month while live, plus 1% of the deal value at closing
Hands-on support from a signed LOI or term sheet through to close.
Data room built and indexed
Lender and buyer questions answered within 1 business day
Diligence support, plus QoE and lender coordination
Purchase agreement numbers and funds flow, with your attorney
Billing runs from a signed LOI, term sheet or lender submission to month-end after closing. The 1% applies to sales and acquisitions, not loans.
Extra service · After the deal
Secure
$11,500
over 90 days
A finance stand-up for the first 90 days after a deal closes, built around a 100-day finance plan.
Close calendar, chart of accounts and approvals set up
Lender or sponsor reporting and weekly cash
A budget for the rest of the year
Then Foresight or Oversight, with no setup fee
Capital Desk fees are fixed and there’s no setup fee. Your Snapshot fee comes off Strengthen or Strike if you go ahead within 6 months. Finance Operations clients bank 5% of every monthly fee as Capital Desk credit. SBA-financed deals are priced within SBA fee limits.
Guarantees
What we guarantee
These apply to every client from the first invoice.
On time, or 20% off
If a monthly pack, Snapshot or Strengthen deliverable is late, 20% of that fee comes off your next invoice. This applies when your data reached us by the agreed date.
No overage
The tier price is the bill. If you need more, we agree an add-on or a move up a tier before any extra work starts.
Lender questions answered
On a loan or an acquisition, we answer the lender’s follow-up questions until the credit decision, for up to 90 days, at no extra cost.
The 20% credit applies once a month at most. Full terms are in your engagement letter.
What we don’t do
Sanctum Business Advisory LLC is not a CPA firm.
Tax returns or tax advice
Audits, reviews or compilations
Legal advice
Signing authority on your bank accounts
Your CPA and attorney stay responsible for these, and we work alongside them.